Small Town Values, Big Time Banking.
Personal and Commercial Banking That Protects Your Money and Serves Your Goals
Granger National Bank deposits, lends, and safeguards funds for families and businesses across our community. Whether you need to open a checking account, secure a business loan, or access your money from anywhere, we provide FDIC-insured banking with local decision-making.
Deposit, Save, and Access Your Money Your Way
Open a checking or savings account at our downtown Granger location or through our online banking portal. Check your balance, transfer funds between accounts, deposit checks remotely, and pay bills—all from your computer or phone.
Visit us in person for account questions, loan applications, or safe deposit box access. Our tellers and loan officers are available during business hours to process transactions and answer questions directly.
Check Balances, Deposit Checks, Transfer Funds
Download Free for iPhone and Android
- Check account balances instantly
- Deposit checks by photographing them
- Transfer funds between accounts
- Pay bills and schedule payments
- Lock and unlock your debit card
- Receive transaction alerts
256-bit SSL encryption protects all transactions.
Biometric login available.
Fund Your Business, Manage Cash Flow, Process Payroll
Apply for term loans, lines of credit, and commercial real estate financing with local approval. We review applications in-house and fund approved loans within days, not weeks.
Open a business checking account with merchant services, ACH processing, and remote deposit capture. Our commercial bankers assess your cash flow needs and structure loan terms that match your revenue cycle.
Loan Types Available:
- SBA loans (7a and 504 programs)
- Equipment financing
- Commercial real estate loans
- Working capital lines of credit
- Construction loans
Banking Products for Every Need
Checking, savings, and lending solutions with competitive rates and local service
Open a personal or business checking account with no minimum balance requirements. Write checks, use your Visa debit card, withdraw cash at ATMs nationwide, and set up direct deposit for paychecks or Social Security payments.
Account Types:
- Basic Checking (no monthly fee)
- Interest Checking (earns APY on balances over $1,000)
- Business Checking (includes merchant services)
Deposit funds into a savings account and earn competitive APY on your balance. Set up automatic transfers from checking to build savings consistently. FDIC insurance protects deposits up to $250,000.
Account Types:
- Regular Savings (no minimum deposit)
- Money Market Account (higher APY, limited transactions)
- Certificates of Deposit (fixed terms from 6 months to 5 years)
- IRA Accounts (Traditional and Roth options)
Apply for a mortgage to buy a home, refinance your current loan for a lower rate, or open a home equity line of credit. We process applications locally and provide pre-approval letters within 48 hours.
Account Types:
- Conventional mortgages (fixed and ARM)
- FHA loans (lower down payment requirements)
- VA loans (for eligible veterans)
- HELOC (borrow against home equity)
- Construction-to-permanent loans
FDIC-Insured Community Bank — Serving Granger Since 1920
Granger National Bank holds deposits, issues loans, and processes transactions for residents and businesses in Williamson County. As a nationally chartered bank, we operate under federal banking regulations and maintain FDIC insurance on all deposit accounts.
Our board and management team live and work in this community. We review loan applications locally, make credit decisions in-house, and keep your financial information confidential.
1920
Chartered
#12XXX
FDIC Certificate
114919281
Routing Number